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Financing Options

Financing Options

NO INTEREST FINANCING

SoBe Furniture offers No Interest Financing plans ranging from 6 to 24 months, depending on the purchase amount and the special financing plans offered at the time of purchase. No Interest Financing plans are available from GE Capital and the Home Furnishings card from Citi. No Interest Financing plans are revolving lines of credit that can be used for any purchase up to the maximum of amount of credit approved.

If you already have a GE Capital card from another furniture retailer, or you were approved for a GE Capital account by a furniture retailer, you may be able to use that account for your purchase with SoBe Furniture. Please call or visit a SoBe Furniture location today for complete details.

 

NO CREDIT CHECK – NO INTEREST FOR 90 DAYS

If you’re one of the many people who prefers not to have your credit checked, the SoBe Furniture No Credit Check payment plan may be perfect for you. SoBe Furniture’s No Credit Check program has a special provision that enables you to avoid paying any interest if the purchase is fully paid off within 90 Days.

Apply online – if you’re approved, simply bring in your application’s approval number, your photo ID and the required items listed below to any SoBe Furniture store.

 

 

NO CREDIT CHECK REQUIREMENTS:

  • Employed for the past 6 months at the same employer
  • Earn minimum income of $1000 per month (gross)
  • Open and active checking account for the past 3 months
    • No overdrafts for the last 30 days
    • $500 per month of deposits and regular activity

 

YOU MUST BRING THE FOLLOWING ITEMS TO THE STORE:

  • Photo Identification
  • Voided Check –OR– Bank Account Verification Form
  • Most recent 30-day bank statement
  • Most recent paycheck stub with year-to-date information

 

FUNDING FEE:

  • In order to use your approved Progressive NO CREDIT CHECK account, you must pay a Funding Fee based on the schedule below:
    • For invoices under $1,000, the Funding Fee is $100.00
    • For invoices $1,000 and over, the Funding Fee is $150.00
  • The Funding Fee must be paid for prior to funding your Progressive NO CREDIT CHECK account
  • The Funding Fee can only be paid for with the following three forms of payment:
    • Cash
    • Visa
    • MasterCard
  • The Funding Fee is NON REFUNDABLE

 

LAYAWAY

SoBe Furniture offers a flexible in-store layaway payment plan. Simply pay 20% of the total purchase price as a deposit, then make minimum payments of 10% of your remaining balance each of the following 9 months. Pricing is guaranteed under this plan and you can arrange for delivery of your purchase once the balance is paid in full. Product availability cannot be guaranteed, but all deposits and payments are transferable to any other products you select.

 

CURRENT ACCOUNT HOLDER RESOURCES

GE Capital Cardholders

To log in to your account, click here.

1.800.333.1087

 

Progressive Financing

1.877.898.1970

 

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